What is Investing?
Putting money to work earning more money for the future
What is the purpose of investing? People invest to increase assets (things you own that have value) Produce wealth Meet financial goals Wealth increases with regular investing and time Investing must be done for the long- term
Investment Products : Stocks, Mutual funds, Bonds, Real estate, Collectibles (antiques, coins, etc.)
Investing Vocabulary: Investing – committing money or capital in order to gain a financial return. Security – a tradable document that shows evidence of debt or ownership, Yield – the amount of money an investment earns.
Bonds What are they?
A bond is a certificate issued by a government or company promising to pay back borrowed money at a fixed rate of interest on a specified date. It is an “IOU,” certifying that you loaned money to a government or corporation and outlining the terms of repayment.
Have You Ever Considered Investing In Bitcoin?
Most people are aware of Bitcoin. Bitcoin may be a more attractive investment vehicle than you think.
Traditionally, most people have approached bitcoin as a digital currency. Although that is one of its principal uses -- and arguably the most mainstream -- it is far from its only application.
Despite its speculative nature, bitcoin is emerging as a viable alternative asset class for institutional and retail investors alike. It has an enormous amount of investment potential and is unlike any investment product in the world today.
Why investing in Gold is a Better Bet Than Paper Currency
Gold offers you a greater return on investment. It’s a liquid asset that can be converted into cash quickly. When you purchase coins and bouillon, you’re able to do so with pre-taxed dollars. Your investment continues to earn money and you don’t need to worry about paying taxes on it until after you’ve decided to take a disbursement.
Gold has always been highly sought-after and has maintained its value to this day. The main reason gold is so highly sought-after is because it’s a crisis commodity, as well as a hedge against global instability and inflation. Investing in gold preserves your wealth and nets your profits in the long run, because the real value of paper money decreases overtime.
When other forms of currency lose their value, investing in gold remains strong.
If you want to protect your retirement savings against the ever-fluctuating US dollar, investing in gold is the right option for you. Not only has it been a chosen form of currency for thousands of years, it’s made from scarce metals which help it retain its value better than paper bills. Inflation makes it harder to squeeze the value out of every dollar you’ve earned. With the rising prices of homes, college educations, and even groceries chipping away at your savings, you will not survive retirement without a plan.